401k
401k

by Oppenheimer

Chances are, you already know how popular the 401(k) plan is among employees—and what a boost this retirement program could give to your benefits package. What you may not know, however, is how affordable and manageable it’s become—even for smaller businesses with limited resources. Over the last . . .
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529 Savings Plan
Save for College and Get Tax Benefits in a 529 Plan

Save for College and get tax benefits in a 529 Plan The future is well on it's way. Have you started planning how you'll fund your child's college education? 529 plans provide a great opportunity to enjoy tax benefits while helping someone you care about pay for higher education. Why Plan Now? Even . . .
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Education Planning
529 Plans: An Often Overlooked College Savings

529 Plans: A College Savings Alternative As higher education costs continue to soar, many parents find themselves faced with the nagging question, “Will I have enough money to pay for my child’s college education?” Although most people today are likely to agree that an investment in higher . . .
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Insurance
Family "Values": Protecting Your Loved Ones

Today’s families often find themselves in a flurry of activity that revolves around work, the home, and growing children. Day-to-day family life also means paying the bills, buying groceries and clothes, and spending vacation time with family and friends. It’s all a part of the life many of us take for . . .
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Insurance
Customizing Life Insurance with Policy Riders

When most people think of life insurance, the first thing that usually comes to mind is, "How much do I need?" However, there are other aspects of life insurance policies that provide important benefits and are worth considering. A rider is a provision that can be added to a life insurance . . .
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Insurance
Consider Inflation When Developing Your Insurance Plan

When Cathy and John Barton purchased their life insurance policies 20 years ago, they thought they did things the right way. They assessed their insurance needs, taking into account their home mortgage, the projected college education costs of their children, and their living expenses. Well, that was . . .
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Retirement
Baby Boomers Look Toward Retirement

n roughly ten years, the most chronicled generation in America will gradually enter retirement. At that point, each wave of baby boomers will quickly discover if their retirement plans, Social Security, and personal savings will be sufficient to maintain their existing lifestyles and needs. Baby boomers—a . . .
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Retirement
Age 70 ½: Remember that Age!

Many people who have been contributing to IRAs (Individual Retirement Accounts) for years may have watched their accounts grow considerably through benefits of tax deferred accumulation. However, did you know the Tax Code mandates that contributions to Traditional IRAs are no longer permitted after reaching . . .
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Retirement
"Maxing Out" the Benefits of Tax-Deferral in Your IRA

t has been said that eventually "all good things come to an end," and that many things are "not as simple as they first appear." Both of these axioms may be true with respect to the tax-deferred nature of traditional IRAs (Individual Retirement Accounts). Whether you are about to retire, or just doing . . .
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